WIBA Insurance (Workers' Injury Benefits Act Insurance) is a type of insurance policy that provides coverage for employees who suffer accidental injuries or illnesses arising out of or during the course of their employment. This type of insurance is mandatory in most countries to provide financial protection to employees and their families in case of work-related injuries or illnesses.

WIBA policies are designed to protect businesses from financial losses in case of accidents or damages to their vehicles, third-party property or injuries to third-party persons caused by their commercial vehicles.

WIBA policies may have exclusions and limitations, so it is essential to read and understand the policy terms and conditions carefully before purchasing a policy.

It is the responsibility of the employer to purchase and maintain WIBA insurance for their employees. The premium for WIBA insurance is usually calculated based on the employee's salary and the nature of the work they are involved in. WIBA insurance policies typically have exclusions and limitations, so it is essential to read and understand the policy terms and conditions carefully before purchasing a policy.